High-Risk Home Insurance Crisis: Unregulated Carriers Fill Market Gaps in Florida and California
As major insurers retreat from disaster-prone regions, homeowners in Florida and California are increasingly relying on less regulated 'non-admitted' insurance providers. While these carriers offer needed coverage, they operate with minimal oversight and lack state guaranty fund protection, raising concerns about consumer vulnerability.
California Braces for Healthcare Battle as Trump Administration Threatens State Policies
California healthcare leaders prepare for major policy battles as Trump's administration signals sweeping changes to insurance coverage and reproductive rights. State officials develop strategies to protect healthcare access while anticipating conflicts between state and federal authorities.
California Town Leads the Way in Fireproofing Homes: A Model for Washington?
A California town devastated by wildfire is pioneering mandatory fireproofing measures, attracting insurance companies back to high-risk areas. As Washington faces increasing wildfire threats, officials are closely watching this innovative approach to community resilience.
State Farm Under Fire: Accusations of Profit Inflation Amid Rate Hike Request
State Farm General faces allegations of boosting parent company profits through questionable reinsurance practices while seeking a 30% rate increase in California. Consumer Watchdog claims the insurer's actions are detrimental to policyholders.
California Insurers Use Satellite Images for Home Inspections, Sparking Controversy
Insurance companies in California are utilizing satellite imagery for remote home inspections, leading to unexpected policy cancellations. This high-tech approach raises concerns about fairness and accuracy in property assessments.