Married drivers usually pay lower cost for car insurance

Married drivers usually pay lower cost for insurance

Tying knot can get you considerably cheaper car insurance premiums. According to Laura Adams, an insurance analyst at, getting married has been found to lower the insurance premiums for automobile insurance sector.

It has been found in a recent study from that a single, 20-year-old driver will have to pay 21% more than a married person of the same age group, for the same auto insurance coverage. If one is more than 30 years old, in that case also he or she will be paying less if he or she gets married.

According to Adams, "It may only be 3 percent or 5 percent, but hey, I'll take it. That's a savings nonetheless. Why would it matter if a driver is married or not? Isn't it just discrimination to charge unmarried people more?” Adams added that there is a lot of disagreement over the type of factors the companies are observing.

Adams said that it's all regarding the hard numbers, and those numbers indicate that married drivers get fewer tickets and face fewer problems than their single counterparts. The reason behind that is not yet known. According to some experts, couples are less involved in driving compared to single people. It is also said that married drivers have less risky lives than those who are single.

Adams said that he believes that married drivers are more careful. This could be because of child in the car, or maybe they have some different way of driving. As per Adams, insurance companies need to earn enough premiums to actually cover the claims.

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